Credit insurance protects your business against the risk of non-payment by securing your accounts receivable. Whether in France or abroad, in the event of payment default or bankruptcy of your buyers, you are covered and compensated. This insurance covers your invoices up to a defined outstanding amount and can compensate up to 95% of the pre-tax amount of the debt in the event of default.
The amount an insurer is willing to guarantee to finance your loan depends on several criteria, including your debt-to-income ratio.
