A positive credit history, with a history of punctual and complete repayment of previous debts, is often essential to obtain credit.
We require that you demonstrate a regular source of income sufficient to repay the loan, usually verified through salary statements or other financial documents.
We assess your ability to repay the loan based on your disposable income after payment of all your monthly expenses, including other debts.
SPP INVEST LTD has its own specific criteria and requirements depending on the type of credit requested, the purpose of the loan and our credit company's internal policies.
In some cases, collateral such as assets or property may be required to secure the loan and provide additional insurance in the event of default.
